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TIGARD Real Estate Market (97224)

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TIGARD Real Estate Market (97223)

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PORTLAND Real Estate Market (97212)

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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

See All Tips In The "Financing Your Home" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What information does nearly every state in America require the seller of a home to reveal to the buyer?

A 
Most states require disclosure of any existing problems or conditions that could affect the value of the house.
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The Tony and Libby Kelly Group Portland Premiere, REALTOR®, real estate agent and broker for Tigard, Beaverton and Portland, Oregon home listings, property and land for sale - NUMBER1EXPERT

The Tony and Libby Kelly Group
Keller Williams Realty, Portland Premiere
17700 SW Upper Boones Ferry Rd
Portland, OR 97224
Tel: 503-924-3520
Mobile: 503-753-7300
Email: Tony@TonyandLibby.com
Fax: 503-924-3590

Tony and Libby Kelly, MBA, M.Ed. are ranked in the top 1% of REALTORS in Portland Metro. and are Diamond-Platinum members of the Portland Metropolitan Association of REALTORS Million Dollar Club. They have been featured on HGTV's "House Hunters" (3 EPISODES) & "My House is Worth What?" (4 EPISODES). They specialize in providing a superior level of professional real estate services combining today's technology with yesterday's hands-on personalized care. As top producing listing and marketing specialists, they will get your home sold for top dollar and in a timely manner. Read what past clients have to say on the Testimonials Page on this site. “Client feedback is the best endorsement we can imagine. We are dedicated to making your home selling and buying experience as easy and hassle free as possible. Satisfied customers are the foundation of our success!” *Licensed in the State of Oregon

CDPE CLHMS CRS ePro ABR SRES REALTOR Equal Housing






Keller Williams Realty real estate and homes for sale in Tigard, Beaverton and Portland Oregon

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